Home Insurance
Get personalized home insurance to protect your home and feel secure.
Whether you own a home, condominium or rent, personal property and contents insurance is something you need. We all go about our days and take for granted at times the roof over our head, the bed we sleep in, the stove we cook on and the televisions we watch.
Connect Insurance is here to help you discover what kind of property insurance you need and why. We represent multiple insurance companies that offer comprehensive packages, outstanding claims services and very competitive discounted prices.
With us you also have the added comfort of us as your broker. We are here to answer any questions you may have and make the whole process of setting up a policy and renewing it year after year just a little bit easier with that personal touch and friendly face.
Connect Insurance wants to make it easy for you to understand the different coverages we offer our customers, important tips to help you better understand your home insurance coverage options.
The home coverage you need
Comprehensive Coverage
If damage occurs to your home as outlined in your policy, we'll handle the expenses. Additionally, if you need to temporarily relocate during repairs following a covered loss, we'll cover your additional living costs
Liability
If an individual happens to sustain an injury on your premises unintentionally, we're here to assist in compensating for the incurred damages. You have the option to select coverage ranging from $1 million to $2 million.
All-Risk
Through All-Risk, our coverage extends beyond your house to include sheds, garages, and additional structures. This comprehensive coverage ensures protection against loss or damage, excluding only specific perils.
Specialty Items
For any particularly valuable items within your home, we offer coverage. This encompasses items such as jewelry, artwork, and other valuables.
Identity Theft
Theft of your identity may lead to financial setbacks including legal expenses, fees for identity restoration, and loss of income. Therefore, we offer financial protection of up to $30,000 to safeguard you in such circumstances.
The Condominium insurance coverage you need
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Personal Property
This coverage assists in covering the expenses for repairing or replacing your belongings. Additionally, it provides coverage for certain additional living expenses in case you need to temporarily relocate or secure a new residence due to damage resulting from an insured loss. You can tailor the coverage amount to suit your needs.
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Liability
We'll assist in covering the expenses for damages if there's an accidental injury at your condo or if you inadvertently cause harm to someone, whether at home or elsewhere. Select a coverage level of either $1 million or $2 million.
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All-Risk
This policy extends to potential harm to your property, encompassing risks like fire, theft, and vandalism. We also provide coverage for accidental damage caused by you in various situations. Our coverage is comprehensive, ensuring protection against loss or damage except for perils explicitly excluded.
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Unit Additional Protection
Coverage is provided for the repair or replacement of enhanced features in your condominium, such as granite countertops, hardwood flooring, and similar upgrades.
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Loss Assessment
This provides financial support for your expenses in the event you're required to contribute towards a claim made against the condo corporation, such as damage to shared areas or if the corporation passes on its deductible to condo owners.
- Identity Theft
If your identity gets stolen, you might face financial setbacks, including legal expenses, identity restoration costs, or lost income. Your insurance policy might cover these expenses, up to a $30,000 limit, with any deductible passed on to condo owners, for instance.
The Tenant Insurance insurance coverage you need
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Contents Coverage
We'll take care of the expenses for repairing or replacing your belongings, as well as covering some extra living costs if you need to temporarily relocate or secure a new home because of damage from a covered loss.
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Liability
If there's an accidental injury on your property or if you unintentionally cause harm, whether it's at home or elsewhere, we'll assist you in covering the costs of damages. You have the option to select either $1 million or $2 million in coverage.
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All-Risk
Not only do we protect your belongings, but we also extend coverage to accidental damage, voluntary medical expenses, and any enhancements you've made to your home or apartment. Our coverage is comprehensive, shielding you from most risks except those specifically excluded. You can opt for either $1 million or $2 million in coverage, depending on your needs
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Specialty items
If there are any valuable items in your home, such as jewelry, artwork, and other precious possessions, we'll ensure they're covered.
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Identity theft
We'll safeguard you financially, covering up to $30,000 to mitigate the potential losses from legal fees, identity restoration expenses, and lost wages resulting from identity theft.
Advice for safeguarding your residence while also cutting costs
Maintain Home
Get Extra Coverage
Security Systems
Frequently asked questions about Ontario home insurance
A catastrophic weather event usually refers to an event that was caused by nature and without any interference by humans whatsoever. Our policies generally cover events like fire, lightning, windstorms and hail.
